A lot of times people get caught up in signup bonuses and bonus categories when viewing credit cards, and with good reason. Earning points is the name of the game!
However, that does not tell the full story.
I constantly preach value proposition of each card. That is an all-encompassing question and the main reason why I tell people not to be scared of premium credit cards. That means taking into account every feature of the card, and to do that you really have to explore everything the card has to offer outside of just earning points.
To me, the most valuable non-travel perk on the market right now is the American Express Offer.
You can utilize Amex Offers using American Express credit cards. To date, I have saved over $400 using Amex Offers, in addition to earning thousands of extra points just by spending as I normally would have.
What Are Amex Offers?
Amex offers are statement credits or bonus point opportunities that come from partnerships Amex has with companies.
How Do I Take Advantage of Amex Offers?
All you have to do once you get an Amex card is log into your account and either scroll down if you're on a computer or go to the "Offers" tab of the app. Look through your available offers (make sure to click "See More" when you can) then simply hit "add to card" when you see one you want to usse.
How Do I Get Credit for Amex Offers?
Most Amex offers come in the form of statement credits, and will be directly applied. You don't have to call anyone, just add it to your card and make sure you use that card to make a purchase. Simple.
What Are Some Available Amex Offers?
Here are three examples of available Amex Offers:
Casper Mattress: Spend $350 or more, get $75 back
Seasons 52: Spend $50 or more, get $10 back
Amex Travel: Spend $400, get 6,000 bonus points.
As you can see, there is tremendous value to be unlocked using Amex offers. You can very easily cover your annual fee and actually make money on the card. You do not want to miss out on free money!